Accounts

For up-to-the-date interest rates, please visit the rates page.

Share Checking

Need a convenient way to pay bills? Try our share draft checking account. It's a transaction account with some special advantages:

No monthly service charges
Funds earn daily dividend paid monthly based on the amount on deposit
Cleared items are safekept without charge and are available for 7 1/2 years
Monthly statement of activity is provided

Minimum Opening Deposit	$25 *
Minimum Balance to Earn Dividends	$3000
Monthly Maintenance Fee	NONE

*This amount is recommended.

For up-to-the-date interest rates, please visit the rates page.

Share Accounts

This account is the membership account and is required in order to make your membership official and to allow you to use all the other services we offer. While considered a regular savings account, it generally earns a higher dividend with no penalty for withdrawal.

Minimum Opening Deposit (Forfeited if account is closed in first 3 months)	$5
Minimum Balance to Earn Dividends	$5

For up-to-the-date interest rates, please visit the rates page.

Money Markets

Money market accounts are Federally insured accounts that pay rates established by the bank based upon money-market yields.

Dividends are compounded and credited monthly. The minimum opening deposit is $2,500.00. The minimum balance to avoid a service fee is $2,500.00 or you will be assessed a $5 per month charge.

Account Limitations: For share money market accounts, no more than six (6) pre-authorized, automatic, or telephone transfers may be made from each account to another account or to a third party in any month, and no more than three (3) of these six (6) transfers may be made by check, draft, or debit card to a third party. If you exceed these limitations, your account may be subject to a fee or be closed.

For up-to-the-date interest rates, please visit the rates page.

Share Certificates and IRAs

Want to earn more on your money with complete safety and no loss of your principal? Try our Share Certificates. We have competitive annual percentage yield rates and convenient terms for everyone! Share Certificates can be used in Roth, Coverdell, or Traditional IRA accounts.

Rate changes are published every Tuesday, unless the Federal Reserve is closed on Monday. In that case, the rates are published on Wednesday. The rates may change after an account is opened. A penalty may be imposed for early withdrawl.

For up-to-the-date interest rates, please visit the rates page.