Your Money is Safe

  • Be in the know
  • Your financial security is our priority
  • Putting You First, in all we do

You should know all the details on the safety of your accounts. It's how we put You First.

We get it, you have seen the news of the bank failures and you are concerned. We want to be transparent in explaining that your funds and your trust in UniWyo is safe.

The failed banks are much different than UniWyo as they have unique portfolios focused on tech, venture capital and cryptocurrency interests. Traditional financial institutions have more diverse portfolios and policies.

The credit union difference is that we answer to Main Street, not Wall Street. Credit unions are structured differently than banks; we provide many of the same services but credit unions are not-for-profit. This means that UniWyo does not have stockholders. We answer to our membership and are driven by our Volunteer Board of Directors. It's why you’ll often find our interest rates and fees to be more competitive. Our structure inherently holds us accountable to you, and other members. 

We live and work in communities we serve. We exist solely to serve our members, take local deposits and make local loans. We are healthy, safe and focused on financial wellness as well as helping to build thriving communities.

Your money is insured here. The National Credit Union Share Insurance Fund insures your money and protects up to at least $250,000 per individual depositor. For more information, visit this link.

If you have any questions, please reach out to us by visiting us in branch or giving us a call/text at (307) 721-5600.

UniWyo is a full-service credit union with branches in Cheyenne and Laramie, Wyoming, including on-campus at the University of Wyoming.