Whether saving for an education or planning for retirement, UniWyo offers a variety of savings accounts that will help you reach your savings goals.

Primary Savings Account

This is where your membership in UniWyo starts. Each and every member has a Primary Savings Account with an initial and minimum $5.00 balance. The $5.00 acts as your "share" of ownership in UniWyo, giving you access to all the products and services offered by the credit union as well as the ability to vote for the board of directors.


  • Access your account using Online Banking and Phone Banking
  • Only a $5 minimum balance required to earn dividends
  • Dividends are calculated daily and paid quarterly
  • Direct Deposit makes it easy to save
  • Your funds are insured up to $250,000 by the NCUA


open an account    Current rates

Share Certificates

Want to earn a higher return on your money while having the peace of mind of knowing it is federally insured? Try a UniWyo Share Certificate. We have some of the most competitive rates in the region, with a variety of certificate terms. At UniWyo you will find share certificates ranging from 3 months to 5 years and a minimum deposit of $250.


  • Earn high returns
  • Minimum deposit of $250
  • Flexibility of choosing terms to fit your needs
  • Your funds are insured up to $250,000 by the NCUA

open an account  CURRENT RATES


Money Market Account

The UniWyo Money Market Account is a perfect option for individuals with large deposit balances who want to earn a higher rate than the Primary Savings Account provides but don't want the more strict terms of a Share Certificate. With a Money Market Account you will also have the option to write checks directly off of your account. Open your Money Market Account today with as little as $2,500.


  • Higher dividend rate than Primary Savings with the convenience of a checking account
  • Dividends are compounded and credited monthly
  • No term requirements
  • Open with as little as $2,500

open an account  CURRENT RATES

Individual Retirement Account (IRA)

Individual Retirement Accounts (IRAs) are a great tax-favored way to save for retirement. With a traditional IRA, your earnings grow tax deferred, so you won't owe income taxes until you make withdrawals. And if you're eligible, your contributions may be tax deductible. Roth, Coverdell, or Traditional IRA accounts.


  • Save separately for your retirement
  • Choose from Traditional IRA, Coverdell or Roth IRA
  • Your funds are insured up to $250,000 by the NCUA

Interested in opening an IRA? Give us a call at (307) 721-5600 or visit one of our branches!  CURRENT RATES

Health Savings Account

 A Health Savings Account is a tax-sheltered savings account. Eligible individuals may contribute and easily withdraw tax-free dollars to pay for qualified medical expenses.

Interested in opening an HRA? Give us a call at (307) 721-5600 or visit one of our branches!  CURRENT RATES

The money you place in your UniWyo Federal Credit Union accounts is federally insured up to $250,000 by the National Credit Union Administration (NCUA), the strongest government insurance fund in the country.