HOME EQUITY LOANS

Use the Equity in Your Home for Any Purpose

Our Home Equity Loans and Home Equity Lines of Credit can save you money when you consolidate your bills, make home improvements, and much more. A home equity loan may be an excellent way to utilize the equity in your home for a variety of reasons. UniWyo Home Equity Loans offer great rates and blazing approval times.

  • Home Equity Loans (Fixed)
  • Home Equity Line of Credit
  • Raw Land Loans

Now offering an introductory rate of 1.99% APR* on new Home Equity Lines of Credit for 6 months.

*Introductory rate of 1.99% APR (annual percentage rate) is available for new Home Equity Line of Credit (HELOC) loans for a 6 month period from the loan closing date. Introductory rate is subject to credit approval, your rate may be higher. After the introductory rate period, the rates for this loan type are based on the applicant’s credit score at the time of application. The regular minimum interest rate is a variable rate based on the Prime Rate and a margin, with a floor of 5.00% APR and maximum ceiling of 18.00% APR  is subject to credit approval, your rate may be higher. After the introductory rate period, the rates for this loan type are based on the applicant’s credit score at the time of application. The regular minimum interest rate is a variable rate based on the Prime Rate and a margin, with a floor of 5.00% APR and maximum ceiling of 18.00% APR.

Call a Loan Officer today to get started! (307) 721-5607

HAVE A LOAN officer CONTACT MEAPPLY NOW  home equity rates


How to use your Home Equity Line of Credit (HELOC) funds

You may be thinking about home projects, vacations, or other purchases, and using your Home Equity Line of Credit (HELOC) funds has never been easier! To easily and immediately access those funds:

Write a Check:

You may request a sheet of four (4) checks or place an order for a booklet of HELOC checks to be used to make purchases directly out of your HELOC funds. To request a sheet of checks or place an order for a booklet of HELOC checks, give us a call (307) 721-5600 or visit us at any of our branch locations.

 Use your Debit Card:

Contact us to transfer HELOC funds into your checking account:

    • Give us a call at (307) 721-5600 during normal business hours. We’ll verify it’s you, then transfer HELOC funds into your checking account.
    • Come in and see us at any of our branches, and a Service Representative would be happy to transfer HELOC funds into your checking account.

Please keep in mind these daily limits when using your UniWyo Debit Card:

    • When run as credit: $2,000 daily limit
    • When run as debit: $1,000 daily limit

Call us in advance to temporarily raise your daily limits if you need to make a larger transaction.

  Please give us a call at (307) 721-5600 with any questions.