View our Truth in Savings.

Deposit Rates

These rates are accurate as of 06/01/2021. Rates are subject to change without notice.

Dividend Checking Accounts

All rates are annual percentage yields (APY). Our dividends are calculated daily and paid monthly. Minimum balance for Dividend Checking accounts is $500.

Xtraordinary Checking Accounts

Our dividends are calculated daily and paid monthly. Maximum rate paid on balances of $15,000 and under. To qualify for the maximum rate, you must meet the following criteria:

• Be enrolled in UniWyo E-Statements
• Have at least 10 posted debit card purchases per month with an average transaction amount of $5.00 or more
• Have at least one Direct Deposit into your Xtraordinary Checking account
• Have an aggregate deposit/loan balance of $5,000 or more at UniWyo

_{* The Xtraordinary Rate, as high as 2.50% Annual Percentage Yield (APY) effective 11/01/2020, is paid on balances up to $15,000 if qualifications are met. No dividend will be paid on balances over $15,000. If qualifications are not met during any given month, no dividend will be paid. Accounts will be reviewed on the last day of each month and qualifications must be met on this day. Dividends will be based on daily balance. No minimum balance is required. Rates subject to change without notice.}

Share Savings Accounts

Money Market

Dividends are compounded and credited monthly. The minimum opening deposit is $2,500.00. The minimum balance to avoid a service fee is $2,500.00 or you will be assessed a $5 per month charge. Minimum withdrawal required is $250.00

Account Limitations: For share money market accounts, no more than six (6) pre-authorized, automatic, or telephone transfers may be made from each account to another account or to a third party in any month, and no more than three (3) of these six (6) transfers may be made by check, draft, or debit card to a third party. If you exceed these limitations, your account may be subject to a fee or be closed.

Investment Rates

Rate changes are published every Tuesday, unless the Federal Reserve is closed on Monday. In that case, the rates are published on Wednesday. The rates may change after an account is opened. A penalty will be imposed for early withdrawal.

Share Certificate

IRA and HSA

IRA Share Certificate