RESOURCES
To make the best financial decisions in life, you need the right tools and the right information. At UniWyo Federal Credit Union we're committed to educating our members with the best advice, tools, and resources available. Whether you're planning for a big purchase, financing your education, remodeling your home, or saving for your retirement, you'll find everything you need right here.
Financial Calculators
Use our helpful financial calculators to assist you with your personal finances.
- Loan Payment Calculator
How much will my monthly loan payments be? - Increased Loan Payment Calculator
How much interest can I save if I increase my monthly loan payment? - Share Certificate Value Yield Calculator
What yield will I receive on a certificate? - Mortgage Payment Calculator
Estimate your monthly payments and total interest paid on any fixed-rate mortgage loan. - Mortgage Refinance Calculator
Should I refinance my current mortgage loan? - Compound Savings Calculator
How much can I save over time if I make monthly contributions to my savings account
Free Credit Reports
Did you know that you're entitled to request a free credit report once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian, and TransUnion? AnnualCreditReport.com (below) is the official site to help consumers obtain their free credit report.
Build and/or Repair your Credit
Don't let blemished, limited, or no credit, keep you from building good credit. Let us help you build your credit with our Shared Secured Credit Card or Credit Builder Loan.
Share Secured Credit Card Credit Builder Loan
Financial Literacy
U.S. Financial Literacy and Education Commission
Providing financial education resources such as, how to earn, borrow, save, invest, spend, and protect your assets.
www.mymoney.gov
360 Degrees of Financial Literacy
This is a great resource to learn how to manage your personal finances.
Identity Theft
LifeLock identity theft protection uses innovative monitoring technology and alert tools to help proactively safeguard your credit and finances. You can receive alerts via text, phone, email, or mobile app. If fraud does occur, LifeLock provides a Certified Resolution Specialist to personally manage your case from beginning to end.
Ready to Get Started?
Verified by Visa
Here you can learn how to protect your Visa card when shopping online.
Educational Links
- Biz Kids Financial Literacy for Kids
- American Savings Education Council
- Better Business Bureau
- Consumer Information Center
- Credit Union National Association
- Equifax Credit Reporting
- Experian Credit Reporting
- Federal Trade Commission
- National Foundation for Consumer Credit
- Trans Union Credit Reporting
- US Savings Bonds Information
Financial Education & Literacy for Students & Young Adults
UniWyo FCU is about helping students and young adults understand their financial options to make the most of their future.
360 Degrees of Financial Literacy
College is a time of new found freedom for many students. That can spell trouble if that freedom applies to personal finances too. Students need to understand basic money management skills such as living within a budget and handling credit and debt.
What do Students Need to Know?
In addition to understanding and managing debt, students need to understand the importance of financial education and how to handle all of their options.
Six Apartment Renting Tips for College Students
If you are a college student attending a school some distance from your home, you will need to find an apartment close to campus. You may even be looking for a new apartment over the summer or need to move closer to that new internship you just landed. While it is exciting to venture out on your own for the first time, there are some renting tips that all students should follow to make the experience a fun and successful one.
Do you already have a student loan and are looking to consolidate your payments? Are you in need of grants and aid?
Vehicle Buying Guide
Use this convenient guide to learn all the details associated with purchasing a new or used vehicle.
UniWyo Dealer Partners
UniWyo members enjoy the convenience of one stop shopping at local car dealers combined with UniWyo's low rates on loans. When you let these dealers know that you are a UniWyo member they will complete all the paperwork needed for you to obtain your loan from UniWyo!
Vehicle History Reports
Before you buy your next used vehicle, check the vehicle's history reports though the Carfax online service.
Vehicle Buying Resources
NADA helps you find a price, a vehicle, and a dealer.
Kelley Blue Book also offers new & used car pricing, and more.
Edmunds.com offers new and used car prices, and auto reviews.
TrueCar assists to ensure you never overpay on a new or used vehicle.
Home Buying Loan Types
Homeownership is a big financial step. For most people, buying a home is the largest purchase they will make. The Colonial National Mortgage Loan Programs Guide can help you plan for the total process whether you are a first-time home buyer or a veteran.
Home Buying Tools and Calculators
Colonial National Mortgage Tools and Calculators were created to provide you with accurate and clear information about mortgages, loans, payments, and allow you to shop for a new home with confidence.
Homebuyers Handbook
The Colonial National Mortgage Homebuyers Handbook takes you step by step through the homebuying process to help make homeowning chores and challenges a little easier.
UniWyo Financial Services
In order to best serve our members and your financial planning needs, we have partnered with Markle Financial LLC, a local, independent firm whose advisors work and live in the Laramie community. Our goal is to provide the best service and selection of financial products available and we have found a great partner in Markle Financial.
You may call (307) 721-5662, or email Leslie Johnson directly to set up an appointment, or any of our Service Representatives at any of our Branch Locations can also assit you with setting up an appointment.
| *Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Advisory services offered through Leslie Johnson/Shannon Markle, Investment Advisor Representatives. Markle Financial and Cambridge are not affiliated. Non-deposit investment products are not NCUA insured, not credit union guaranteed, and may lose value. |
Auto & Home Insurance
We've partnered with TruStage Insurance Program, to provide you with some of the lowest insurance rates available. Get a FREE online quote and see how much you could save on your auto, home, renter's insurance, and many others.
Loan Insurance Verification
You received a notice from us requesting evidence of current insurance, because it is required as a condition of your loan agreement. Use this secure site to submit proof of insurance, check the status of your submission, or view the insurance history of your loan. You can also find answers to the most commonly asked questions about the insurance reporting process.
You can also call 1-866-277-2159 and use your Reference ID and Pin # provided on your letter, to verify your insurance with a customer support representative.
