RESOURCES

To make the best financial decisions in life, you need the right tools and the right information. At UniWyo Federal Credit Union we're committed to educating our members with the best advice, tools, and resources available. Whether you're planning for a big purchase, financing your education, remodeling your home, or saving for your retirement, you'll find everything you need right here.

 Financial Calculators

Use our helpful financial calculators to assist you with your personal finances.

 Free Credit Reports

Did you know that you're entitled to request a free credit report once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian, and TransUnion? AnnualCreditReport.com (below) is the official site to help consumers obtain their free credit report.

Credit Reports

Build and/or Repair your Credit

Don't let blemished, limited, or no credit, keep you from building good credit.  Let us help you build your credit with our Shared Secured Credit Card or Credit Builder Loan.

Share Secured Credit Card     Credit Builder Loan

Financial Literacy

U.S. Financial Literacy and Education Commission
Providing financial education resources such as, how to earn, borrow, save, invest, spend, and protect your assets.

www.mymoney.gov

360 Degrees of Financial Literacy
This is a great resource to learn how to manage your personal finances.

www.360financialliteracy.org

Identity Theft

LifeLock identity theft protection uses innovative monitoring technology and alert tools to help proactively safeguard your credit and finances. You can receive alerts via text, phone, email, or mobile app. If fraud does occur, LifeLock provides a Certified Resolution Specialist to personally manage your case from beginning to end.

Ready to Get Started?

Verified by Visa

Here you can learn how to protect your Visa card when shopping online.

www.verifiedbyvisa.com

Educational Links

Financial Education & Literacy for Students & Young Adults

UniWyo FCU is about helping students and young adults understand their financial options to make the most of their future.

360 Degrees of Financial Literacy

College is a time of new found freedom for many students. That can spell trouble if that freedom applies to personal finances too. Students need to understand basic money management skills such as living within a budget and handling credit and debt.

What do Students Need to Know?

In addition to understanding and managing debt, students need to understand the importance of financial education and how to handle all of their options.

Six Apartment Renting Tips for College Students

If you are a college student attending a school some distance from your home, you will need to find an apartment close to campus. You may even be looking for a new apartment over the summer or need to move closer to that new internship you just landed. While it is exciting to venture out on your own for the first time, there are some renting tips that all students should follow to make the experience a fun and successful one.

Student Loans and Forgiveness

Do you already have a student loan and are looking to consolidate your payments? Are you in need of grants and aid?

Vehicle Buying Guide

Use this convenient guide to learn all the details associated with purchasing a new or used vehicle.

Vehicle Buying Guide

UniWyo Dealer Partners

UniWyo members enjoy the convenience of one stop shopping at local car dealers combined with UniWyo's low rates on loans. When you let these dealers know that you are a UniWyo member they will complete all the paperwork needed for you to obtain your loan from UniWyo!

View Dealers

Vehicle History Reports

Before you buy your next used vehicle, check the vehicle's history reports though the Carfax online service.

Check Vehicle History

Vehicle Buying Resources

NADA helps you find a price, a vehicle, and a dealer.

Kelley Blue Book also offers new & used car pricing, and more.

Edmunds.com offers new and used car prices, and auto reviews.

TrueCar assists to ensure you never overpay on a new or used vehicle.

Home Buying Loan Types

Homeownership is a big financial step. For most people, buying a home is the largest purchase they will make. The Colonial National Mortgage Loan Programs Guide can help you plan for the total process whether you are a first-time home buyer or a veteran.

Loan Programs

Home Buying Tools and Calculators

Colonial National Mortgage Tools and Calculators were created to provide you with accurate and clear information about mortgages, loans, payments, and allow you to shop for a new home with confidence.

Tools and Calculators

Homebuyers Handbook

The Colonial National Mortgage Homebuyers Handbook takes you step by step through the homebuying process to help make homeowning chores and challenges a little easier.

Homebuyers Handbook

UniWyo Financial Services

In order to best serve our members and your financial planning needs, we have partnered with Markle Financial LLC, a local, independent firm whose advisors work and live in the Laramie community. Our goal is to provide the best service and selection of financial products available and we have found a great partner in Markle Financial.

You may call (307) 721-5662, or email Leslie Johnson directly to set up an appointment, or any of our Service Representatives at any of our Branch Locations can also assist you with setting up an appointment.

PROTECT YOUR ASSETS

UniWyo Federal Credit Union has joined with teams of insurance professionals to bring you optimal solutions to help better protect your assets.  These solutions are designed to deliver high-quality, customized protection solutions for both your auto and home.  Click on each solution to learn more!

UniWyo Federal Credit Union has joined with teams of insurance professionals to bring you optimal solutions to help better protect your assets.  These solutions are designed to deliver high-quality, customized protection solutions for both your auto and home. Click on each solution to learn more!

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP) helps you, the borrower, avoid financial loss by waiving all or a portion of the difference between your payoff amount on your loan and the amount covered by your insurance and/or the actual cash value of a vehicle in the event that a vehicle is totaled or stolen, subject to a loan-to-value maximum.

Have questions? Or to learn more about Guaranteed Asset Protection, contact us at (307) 721-5600 or Contact a Loan Pro

Mechanical Breakdown Protection (MBP)

Mechanical Breakdown Protection (MBP) helps protect your assets, allowing you to afford major, unexpected vehicle repairs that could greatly damage your vehicle's value. Think of it as an extended warranty

Have questions? Or to learn more about Mechanical Breakdown Protection, contact us at (307) 721-5600 or Contact a Loan Pro

Debt Protection (DB)

Debt Protection (DP) can help protect yours and your family's financial well-being. This solution covers all or part of a borrower's debt in the occurrence of a protected event, such as death, disability or involuntary unemployment. 

Have questions? Or to learn more about Debt Protection, contact us at (307) 721-5600 or Contact a Loan Pro

INSURANCE VERIFICATION

Online Insurance Verification

If you have received a letter requesting a current copy of your insurance as part of your loan obligation there are three easy ways to submit your insurance verification below.  Please have your Insurance Policy Documents (not your ID card) or the following information available:

      • Insurance Company
      • Policy Number
      • Effective Date
      • Expiration Date
      • Deductible Amount - for both collision and comprehensive (cannot exceed $1,000 each)
      • Contact phone number for your insurance agent

There are three easy ways to submit your insurance verification:

1) Online:

Log in with your Reference ID and Control Number found in the upper right corner of your letter:

Allied Test Letter Image

 Click to submit your insurance verificatioN Online

2) Fax it to:

(800) 709-4820

3) Mail it to: 

UniWyo Federal Credit Union
PO BOX 2519
Sioux City, IA 51106

You are required to maintain physical damage insurance for the full term of your loan.  Deductibles cannot exceed $1,000 each for comprehensive and collision coverage. Please remit verification at your earliest convenience.

We will contact your insurance agent to verify that the data on the form is correct.

Please call 1-800-523-6404 with questions or for assistance.