RESOURCES
To make the best financial decisions in life, you need the right tools and the right information. At UniWyo Federal Credit Union we're committed to educating our members with the best advice, tools, and resources available. Whether you're planning for a big purchase, financing your education, remodeling your home, or saving for your retirement, you'll find everything you need right here.

Financial Calculators
Use our helpful financial calculators to assist you with your personal finances.
- Loan Payment Calculator
How much will my monthly loan payments be? - Increased Loan Payment Calculator
How much interest can I save if I increase my monthly loan payment? - Share Certificate Value Yield Calculator
What yield will I receive on a certificate? - Mortgage Payment Calculator
Estimate your monthly payments and total interest paid on any fixed-rate mortgage loan. - Mortgage Refinance Calculator
Should I refinance my current mortgage loan? - Compound Savings Calculator
How much can I save over time if I make monthly contributions to my savings account
Protecting your privacy, your identity, and your money
Protecting your privacy, your identity, and your money means educating yourself to take on a complex challenge. These resources will help you stay informed about issues relating to your privacy and your identity and take steps to protect your personal and financial information.
- Identity Theft: How to protect your identity
- Be aware of popular/current scams
- Opt out of having your information shared and stop receiving "junk" mail, calls, offers, etc.
- Protecting your kids online
- Online security: Protecting your apps and devices
- How to identify and report scams and fraud
Learn more by visiting USA.gov or The Federal Trade Commission.
Free Credit Reports

Build and/or Repair your Credit
Don't let blemished, limited, or no credit, keep you from building good credit. Let us help you build your credit with our Shared Secured Credit Card or Credit Builder Loan.
Share Secured Credit Card Credit Builder Loan
Financial Literacy
U.S. Financial Literacy and Education Commission
Providing financial education resources such as, how to earn, borrow, save, invest, spend, and protect your assets.
www.mymoney.gov
360 Degrees of Financial Literacy
This is a great resource to learn how to manage your personal finances.
Verified by Visa
Here you can learn how to protect your Visa card when shopping online.
Educational Links
- Biz Kids Financial Literacy for Kids
- American Savings Education Council
- Better Business Bureau
- Consumer Information Center
- Credit Union National Association
- Equifax Credit Reporting
- Experian Credit Reporting
- Federal Trade Commission
- National Foundation for Consumer Credit
- Trans Union Credit Reporting
- US Savings Bonds Information
Financial Education & Literacy for Students & Young Adults
UniWyo FCU is about helping students and young adults understand their financial options to make the most of their future.
360 Degrees of Financial Literacy
College is a time of new found freedom for many students. That can spell trouble if that freedom applies to personal finances too. Students need to understand basic money management skills such as living within a budget and handling credit and debt.
What do Students Need to Know?
In addition to understanding and managing debt, students need to understand the importance of financial education and how to handle all of their options.
Six Apartment Renting Tips for College Students
If you are a college student attending a school some distance from your home, you will need to find an apartment close to campus. You may even be looking for a new apartment over the summer or need to move closer to that new internship you just landed. While it is exciting to venture out on your own for the first time, there are some renting tips that all students should follow to make the experience a fun and successful one.
Do you already have a student loan and are looking to consolidate your payments? Are you in need of grants and aid?
Vehicle Buying Guide
Use this convenient guide to learn all the details associated with purchasing a new or used vehicle.
UniWyo Dealer Partners
UniWyo members enjoy the convenience of one stop shopping at local car dealers combined with UniWyo's low rates on loans. When you let these dealers know that you are a UniWyo member they will complete all the paperwork needed for you to obtain your loan from UniWyo!
Vehicle History Reports
Before you buy your next used vehicle, check the vehicle's history reports though the Carfax online service.
Vehicle Buying Resources
NADA helps you find a price, a vehicle, and a dealer.
Kelley Blue Book also offers new & used car pricing, and more.
Edmunds.com offers new and used car prices, and auto reviews.
TrueCar assists to ensure you never overpay on a new or used vehicle.
Home Buying Loan Types
Homeownership is a big financial step. For most people, buying a home is the largest purchase they will make. The Colonial National Mortgage Loan Programs Guide can help you plan for the total process whether you are a first-time home buyer or a veteran.
Home Buying Tools and Calculators
Colonial National Mortgage Tools and Calculators were created to provide you with accurate and clear information about mortgages, loans, payments, and allow you to shop for a new home with confidence.
Homebuyers Handbook
The Colonial National Mortgage Homebuyers Handbook takes you step by step through the homebuying process to help make homeowning chores and challenges a little easier.
UniWyo Financial Services
In order to best serve our members and your financial planning needs, we have partnered with Markle Financial LLC, a local, independent firm whose advisors work and live in the Laramie community. Our goal is to provide the best service and selection of financial products available and we have found a great partner in Markle Financial.
You may call (307) 721-1725, or email contact@marklefinancial.com to set up an appointment, or any of our Service Representatives at any of our Branch Locations can also assist you with setting up an appointment.
*Investment Advisory Services are offered through Markle Financial LLC, a registered investment adviser. Insurance products and services are offered and sold through individually licensed and appointed agents in all appropriate jurisdictions. UniWyo Federal Credit Union, and Markle Financial, LLC are not affiliated. Investment products and services are not NCUA insured, not credit union guaranteed, and may lose value. |
PROTECT YOUR ASSETS
UniWyo Federal Credit Union has joined with teams of insurance professionals to bring you optimal solutions to help better protect your assets. These solutions are designed to deliver high-quality, customized protection solutions for both your auto and home. Click on each solution to learn more!
UniWyo Federal Credit Union has joined with teams of insurance professionals to bring you optimal solutions to help better protect your assets. These solutions are designed to deliver high-quality, customized protection solutions for both your auto and home. Click on each solution to learn more!
- TruStage Insurance Solutions
- Accidental Death and Dismemberment
- Auto
- Home Owners
- Renters
- Life Insurance (term and whole)
Guaranteed Asset Protection (GAP)
Guaranteed Asset Protection (GAP) helps you, the borrower, avoid financial loss by waiving all or a portion of the difference between your payoff amount on your loan and the amount covered by your insurance and/or the actual cash value of a vehicle in the event that a vehicle is totaled or stolen, subject to a loan-to-value maximum.
Have questions? Or to learn more about Guaranteed Asset Protection, contact us at (307) 721-5600 or Contact a Loan Pro
Mechanical Breakdown Protection (MBP)
Mechanical Breakdown Protection (MBP) helps protect your assets, allowing you to afford major, unexpected vehicle repairs that could greatly damage your vehicle's value. Think of it as an extended warranty
Have questions? Or to learn more about Mechanical Breakdown Protection, contact us at (307) 721-5600 or Contact a Loan Pro
Debt Protection (DB)
Debt Protection (DP) can help protect yours and your family's financial well-being. This solution covers all or part of a borrower's debt in the occurrence of a protected event, such as death, disability or involuntary unemployment.
Have questions? Or to learn more about Debt Protection, contact us at (307) 721-5600 or Contact a Loan Pro
Online Insurance Verification
If you have received a letter requesting a current copy of your insurance as part of your loan obligation there are three easy ways to submit your insurance verification below. Please have your Insurance Policy Documents (not your ID card) or the following information available:
- Insurance Company
- Policy Number
- Effective Date
- Expiration Date
- Deductible Amount - for both collision and comprehensive (cannot exceed $1,000 each)
- Contact phone number for your insurance agent
There are three easy ways to submit your insurance verification:
1) Online:
Log in with your Reference ID and Control Number found in the upper right corner of your letter:
Click to submit your insurance verificatioN Online
2) Fax it to:
(800) 709-4820
3) Mail it to:
UniWyo Federal Credit Union
PO BOX 2519
Sioux City, IA 51106
You are required to maintain physical damage insurance for the full term of your loan. Deductibles cannot exceed $1,000 each for comprehensive and collision coverage. Please remit verification at your earliest convenience.
We will contact your insurance agent to verify that the data on the form is correct.
Please call 1-800-523-6404 with questions or for assistance.