Fee Schedule

Keep these numbers in mind.

We eliminate a lot of them, and charge only enough to cover costs.

Effective Date 12/23/2020

Share Value
Par Value of One Share $5.00
Share Draft Account Fees
NSF Fee/Overdraft Fee $30.00/Item
Returned Item Fee $30.00/Item
Stop Payment Fee $30.00/Request
Courtesy Pay Fee $30.00/Item
EFT Fees
Card Replacement Fee $10.00/Card
ACH Overdraft Fee $30.00/Item
Debit Card Overdraft Fee $30.00/Item
Denied Debit Card Chargeback Fee $15.00
Foreign Debit Card Transaction Fee 1% of transaction
Safe Deposit Box Fees
Annual Rental Size 3x5x24 $20.00
Annual Rental Size 5x5x24 $20.00
Annual Rental Size 3x10x24 $30.00
Annual Rental Size 5x10x24 $35.00
Annual Rental Size 10x10x24 $45.00
Annual Rental Size 10x15x24 $55.00
Annual Rental Size 15x22x24 $55.00
Annual Rental Size 10x44x24 $65.00
Change of Locks $20.00/Lock
Drilling of Boxes $150.00/Box
Additional Key $20.00/Key
Wire Fees
Domestic Wire Transfer Fee (Outgoing) $35.00/Transfer 
International Wire Transfer Fee (Outgoing) $75.00/Transfer
Wire Transfer Fee (Incoming) FREE
Transfer Fees
ACH Set Up Fee (Incoming) $5.00
ACH Set Up Fee (Outgoing) $15.00
ACH Same Day Fee (Outgoing) $15.00
One-Time Online or by Phone Loan Payment from another Financial Institution $5.00
Reoccurring Online Loan Payment from another Financial Institution FREE
Bank to Bank Transfer (Outgoing) $1.00/Transfer
Bank to Bank Transfer (Incoming) FREE
Automatic Transfer fee $1.00/Transfer
Excessive Transfer Fee (Over 6 unsigned transfers from a savings, IRA, or Money Market account in a month) This includes overdraft, Home Banking, and Electronic Transfers $5.00/Transfer
Exchange Fees
Money Order FREE
Cashier's Check FREE
Coin Machine Exchange FREE
Currency Exchange Fee $14.50/Request
Minimum Balance Fees
Service Fee for NOT maintaining minimum balance of $500.00 on Traditional IRA, Educational IRA, Roth IRA and SEP IRA  $5.00/Month
Service Fee for NOT maintaining minimum balance of $2,500.00 on Share Money Market account $5.00/Month
Service Fee for NOT maintaining minimum balance of $500.00 on Dividend Checking account $5.00/Month
Other Service Fees
Stale Dated Cashier's Check Fee (not cashed within 180 Days of Issue Date) $30.00/Check
Account Reconciliation $30.00/Hour ($30.00 Min Charge)
Account Research $30.00/Hour ($30.00 Min Charge)
Statement Copy Fee $5.00/Copy
Deposited Item Return Fee $30.00/Item (When drawer and payee are the same)
Dormant Account Fee $30.00/Month (Charged after 12 months with no monetary transactions)
Account Closure Fee $5.00/Account (If closed within 3 months of opening)
Returned Mail / Bad Address Fee $30.00/Month
Garnishment Fee $30.00
Check Copy Fee $5.00/Copy
Account Balance Verification Letter $5.00/Letter
Processing Fee for remitting a balance to any state/government authority under unclaimed property law


Legal Processing Fee (government, search warrant, subpoena, etc.)


UniWyo is a full-service credit union with branches in Cheyenne and Laramie, including on-campus at the University of Wyoming.