We eliminate a lot of them, and charge only enough to cover costs.
Effective Date 2/16/2022
| Share Value | |
|---|---|
| Par Value of One Share | $5.00 |
| Share Draft Account Fees | |
|---|---|
| NSF Fee/Overdraft Fee | $30.00/Item |
| Returned Item Fee | $30.00/Item |
| Courtesy Pay Fee | $30.00/Item |
| EFT Fees | |
|---|---|
| Card Replacement Fee | $10.00/Card |
| ACH Overdraft Fee | $30.00/Item |
| Debit Card Overdraft Fee | $30.00/Item |
| Denied Debit Card Chargeback Fee | $15.00 |
| Foreign Debit Card Transaction Fee | 1% of transaction |
| Safe Deposit Box Fees | |
|---|---|
| Annual Rental Size 3x5x24 | $20.00 |
| Annual Rental Size 5x5x24 | $20.00 |
| Annual Rental Size 3x10x24 | $30.00 |
| Annual Rental Size 5x10x24 | $35.00 |
| Annual Rental Size 10x10x24 | $45.00 |
| Annual Rental Size 10x15x24 | $55.00 |
| Annual Rental Size 15x22x24 | $55.00 |
| Annual Rental Size 10x44x24 | $65.00 |
| Change of Locks | $20.00/Lock |
| Drilling of Boxes | $150.00/Box |
| Additional Key | $20.00/Key |
| Wire Fees | |
|---|---|
| Domestic Wire Transfer Fee (Outgoing) | $35.00/Transfer |
| International Wire Transfer Fee (Outgoing) | $75.00/Transfer |
| Wire Transfer Fee (Incoming) | FREE |
| Transfer Fees | |
|---|---|
| ACH Set Up Fee (Incoming) | $10.00 |
| ACH Set Up Fee (Outgoing) | $15.00 |
| ACH Same Day Fee | $15.00 |
| One-Time Online Loan Payment from another Financial Institution | $5.00 |
| One-Time Phone Loan Payment from another Financial Institution | $10.00 |
| Reoccurring Online Loan Payment from another Financial Institution | FREE |
| Bank to Bank Transfer (Outgoing) | $1.00/Transfer |
| Bank to Bank Transfer (Incoming) | FREE |
| Automatic Transfer fee | $1.00/Transfer |
| Exchange Fees | |
|---|---|
| Money Order | FREE |
| Cashier's Check | FREE |
| Coin Machine Exchange | FREE |
| Currency Exchange Fee | $14.50/Request |
| Minimum Balance Fees | |
|---|---|
| Service Fee for NOT maintaining minimum balance of $500.00 on Traditional IRA, Educational IRA, Roth IRA and SEP IRA | $5.00/Month |
| Service Fee for NOT maintaining minimum balance of $2,500.00 on Share Money Market account | $5.00/Month |
| Service Fee for NOT maintaining minimum balance of $500.00 on Dividend Checking account | $5.00/Month |
| Other Service Fees | |
|---|---|
| Stale Dated Cashier's Check Fee (not cashed within 180 Days of Issue Date) | $30.00/Check |
| Account Reconciliation | $30.00/Hour ($30.00 Min Charge) |
| Account Research | $30.00/Hour ($30.00 Min Charge) |
| Statement Copy Fee | $5.00/Copy |
| Deposited Item Return Fee | $30.00/Item (When drawer and payee are the same) |
| Dormant Account Fee | $30.00/Month (Charged after 12 months with no monetary transactions) |
| Account Closure Fee | $5.00/Account (If closed within 3 months of opening) |
| Returned Mail / Bad Address Fee | $30.00/Month |
| Garnishment Fee | $30.00 |
| Check Copy Fee | $5.00/Copy |
| Account Balance Verification Letter | $5.00/Letter |
| Processing Fee for remitting a balance to any state/government authority under unclaimed property law |
$50.00 |
| Legal Processing Fee (government, search warrant, subpoena, etc.) |
$30.00/Hour |