Fee Schedule

Keep these numbers in mind.

We eliminate a lot of them, and charge only enough to cover costs.

Effective Date 08/01/2023

Share Value
Par Value of One Share $5.00
Share Draft Account Fees
NSF Fee $28.00/Item
Overdraft Fee $28.00/Item
Courtesy Pay Fee $28.00/Item
EFT Fees
3 Day Rush Fee for Cards $25.00
Out of ATM Network Fee* $2.00/Transaction
Denied Debit Card Chargeback Fee $15.00
Foreign Debit Card Transaction Fee 1% of transaction
Safe Deposit Box Fees
Annual Rental Size 3x5x24 $20.00
Annual Rental Size 5x5x24 $25.00
Annual Rental Size 3x10x24 $30.00
Annual Rental Size 5x10x24 $45.00
Annual Rental Size 10x10x24 $60.00
Annual Rental Size 10x15x24 $65.00
Annual Rental Size 15x22x24 $70.00
Annual Rental Size 10x44x24 $75.00
Drilling of Boxes $175.00/Box
Additional Key $35.00/Key
Wire Fees
Domestic Wire Transfer Fee (Outgoing) $35.00/Transfer 
International Wire Transfer Fee (Outgoing) $75.00/Transfer
Wire Transfer Fee (Incoming) FREE
Transfer Fees
ACH Set Up Fee (Outgoing/Incoming) per Phone $10.00
ACH Same Day Fee (Outgoing) $15.00
One-Time Online Loan Payment from another Financial Institution $5.00
One-Time Phone Loan Payment from another Financial Institution $10.00
Reoccurring Online Loan Payment from another Financial Institution FREE
Exchange Fees
Money Order FREE
Cashier's Check FREE
Coin Machine Exchange FREE
Currency Exchange Fee $14.50/Request
Minimum Balance Fees
Service Fee for NOT maintaining minimum balance of $100.00 on Traditional IRA, Educational IRA, Roth IRA and SEP IRA  $5.00/Month
Service Fee for NOT maintaining minimum balance of $1,000.00 on Share Money Market account $5.00/Month
Service Fee for NOT maintaining minimum balance of $500.00 on Dividend Checking account $5.00/Month
Service Fee for NOT maintaining minimum balance of $1,000.00 on Business Checking account $10.00/Month
Other Service Fees
Stale Dated Cashier's Check Fee (not cashed within 180 Days of Issue Date) $30.00/Check
Account Research $30.00/Hour ($30.00 Min Charge)
Statement Copy Fee $5.00/Copy
Deposited Item Return Fee $10.00/Item
Dormant Account Fee $30.00/Month (Charged after 12 months with no monetary transactions)
Account Closure Fee $5.00/Account (If closed within 3 months of opening)
Returned Mail / Bad Address Fee $30.00/Month
Garnishment Fee $75.00
Check Copy Fee $5.00/Copy
Unclaimed Property Fee $50.00
Subpoena/Legal Processing Fee

$30.00/Hour

Paper Statement Fee

$1.00/Statement

*Out of Network Fee will be assessed by us if you use your UniWyo Debit Card at an ATM that is not owned by UniWyo or part of the CO-OP ATM network. For a list of CO-OP ATMs visit https://www.coop.org/Shared-Branch-ATM.

UniWyo is a full-service credit union with branches in Cheyenne, Laramie, Casper, Glenrock, Douglas, Cody and including on-campus at the University of Wyoming.