We eliminate a lot of them, and charge only enough to cover costs.
Effective Date 2/16/2022
Share Value | |
---|---|
Par Value of One Share | $5.00 |
Share Draft Account Fees | |
---|---|
NSF Fee/Overdraft Fee | $30.00/Item |
Returned Item Fee | $30.00/Item |
Courtesy Pay Fee | $30.00/Item |
EFT Fees | |
---|---|
Card Replacement Fee | $10.00/Card |
ACH Overdraft Fee | $30.00/Item |
Debit Card Overdraft Fee | $30.00/Item |
Denied Debit Card Chargeback Fee | $15.00 |
Foreign Debit Card Transaction Fee | 1% of transaction |
Safe Deposit Box Fees | |
---|---|
Annual Rental Size 3x5x24 | $20.00 |
Annual Rental Size 5x5x24 | $20.00 |
Annual Rental Size 3x10x24 | $30.00 |
Annual Rental Size 5x10x24 | $35.00 |
Annual Rental Size 10x10x24 | $45.00 |
Annual Rental Size 10x15x24 | $55.00 |
Annual Rental Size 15x22x24 | $55.00 |
Annual Rental Size 10x44x24 | $65.00 |
Change of Locks | $20.00/Lock |
Drilling of Boxes | $150.00/Box |
Additional Key | $20.00/Key |
Wire Fees | |
---|---|
Domestic Wire Transfer Fee (Outgoing) | $35.00/Transfer |
International Wire Transfer Fee (Outgoing) | $75.00/Transfer |
Wire Transfer Fee (Incoming) | FREE |
Transfer Fees | |
---|---|
ACH Set Up Fee (Incoming) | $10.00 |
ACH Set Up Fee (Outgoing) | $15.00 |
ACH Same Day Fee | $15.00 |
One-Time Online Loan Payment from another Financial Institution | $5.00 |
One-Time Phone Loan Payment from another Financial Institution | $10.00 |
Reoccurring Online Loan Payment from another Financial Institution | FREE |
Bank to Bank Transfer (Outgoing) | $1.00/Transfer |
Bank to Bank Transfer (Incoming) | FREE |
Automatic Transfer fee | $1.00/Transfer |
Exchange Fees | |
---|---|
Money Order | FREE |
Cashier's Check | FREE |
Coin Machine Exchange | FREE |
Currency Exchange Fee | $14.50/Request |
Minimum Balance Fees | |
---|---|
Service Fee for NOT maintaining minimum balance of $500.00 on Traditional IRA, Educational IRA, Roth IRA and SEP IRA | $5.00/Month |
Service Fee for NOT maintaining minimum balance of $2,500.00 on Share Money Market account | $5.00/Month |
Service Fee for NOT maintaining minimum balance of $500.00 on Dividend Checking account | $5.00/Month |
Other Service Fees | |
---|---|
Stale Dated Cashier's Check Fee (not cashed within 180 Days of Issue Date) | $30.00/Check |
Account Reconciliation | $30.00/Hour ($30.00 Min Charge) |
Account Research | $30.00/Hour ($30.00 Min Charge) |
Statement Copy Fee | $5.00/Copy |
Deposited Item Return Fee | $30.00/Item (When drawer and payee are the same) |
Dormant Account Fee | $30.00/Month (Charged after 12 months with no monetary transactions) |
Account Closure Fee | $5.00/Account (If closed within 3 months of opening) |
Returned Mail / Bad Address Fee | $30.00/Month |
Garnishment Fee | $30.00 |
Check Copy Fee | $5.00/Copy |
Account Balance Verification Letter | $5.00/Letter |
Processing Fee for remitting a balance to any state/government authority under unclaimed property law |
$50.00 |
Legal Processing Fee (government, search warrant, subpoena, etc.) |
$30.00/Hour |