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Home Equity Loans and Lines of Credit

  • Affordably low rates
  • Choose traditional loan or line of credit
  • Use money for almost anything
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Build something. Buy something. Do almost anything.

 

Home Equity Loans

  • Receive all your money in one lump sum
  • Borrowing limit depends on the equity you have in your Wyoming home
  • Affordable interest rates and easy online application process
  • Flexible home equity loan repayment plans 
  • Home Equity Loans available for second homes as well as primary residences
  • Annual interest payments may be tax-deductible; consult your financial advisor for more information

Home Equity Lines of Credit (HELOCs)

  • Get access to a credit line you can use for anything you want
  • HELOC’s have a variable interest rate based on the Prime Rate and a margin, with a floor of 8.50% APR and maximum ceiling of 18.00% APR*
  • Easy access to funds by transferring in the UniWyo Mobile Banking app or by contacting us, or write checks directly from your HELOC

*The rates for this loan type are based on the applicant’s credit score at the time of application. The regular minimum interest rate is a variable rate based on the Prime Rate and a margin, with a floor of 8.50% APR and maximum ceiling of 18.00% APR. Home Equity Line of Credit fees generally total between $50.00 and $2,000.00.

UniWyo is a full-service credit union with branches in Casper, Cheyenne, Cody, Douglas, Glenrock, Laramie, and on-campus at the University of Wyoming.

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