Build something. Buy something. Do almost anything.
Home Equity Loans
- Receive all your money in one lump sum
- Borrowing limit depends on the equity you have in your home
- Affordable interest rates and easy online application process
- Flexible home equity loan repayment plans ranging from 60 to 180 months
- Home Equity Loans available for second homes as well as primary residences
- Annual interest payments may be tax-deductible; consult your financial advisor for more information
Home Equity Lines of Credit (HELOCs)
- Get access to a credit line you can use for anything you want
- Special low introductory rate of 4.99% APR for first six months for applicants with an acceptable credit history*
- After that period ends, HELOC’s have a variable interest rate based on the Prime Rate and a margin, with a floor of 8.00% APR and maximum ceiling of 18.00% APR
- Pay interest only on the amount you use
- Easy access to funds through checks or wire transfers to your UniWyo Credit Union checking account