Home Equity Loans and Lines of Credit

  • Affordably low rates
  • Choose traditional loan or line of credit
  • Use money for almost anything

Build something. Buy something. Do almost anything.


Home Equity Loans

  • Receive all your money in one lump sum
  • Borrowing limit depends on the equity you have in your home
  • Affordable interest rates and easy online application process
  • Flexible home equity loan repayment plans ranging from 60 to 180 months
  • Home Equity Loans available for second homes as well as primary residences
  • Annual interest payments may be tax-deductible; consult your financial advisor for more information

Home Equity Lines of Credit (HELOCs)

  • Get access to a credit line you can use for anything you want
  • HELOC’s have a variable interest rate based on the Prime Rate and a margin, with a floor of 8.50% APR and maximum ceiling of 18.00% APR*
  • Easy access to funds by transferring in the UniWyo app or by contacting us, or write checks directly from your HELOC

UniWyo is a full-service credit union with branches in Casper, Cheyenne, Cody, Douglas, Glenrock, Laramie, and on-campus at the University of Wyoming.

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Earn higher dividends on deposits.