Loan Rates

Reach new heights with our competitively low rates.

Our goal is to lend you a hand without charging an arm and a leg. Our auto financing, mortgages, home equity products and other loans are designed to give your life a well-deserved lift.

Lending Rates

All loan rates are based on length of term and credit history. All rates are Annual Percentage Rate. Both fixed and variable rate mortgages are available at UniWyo.

Please call the loan department at 307-721-5607 for a current rate quote or apply online for a loan.

Military affiliated members are eligible to receive 0.25% APR* discount on a new loan.

Loan Type APR
Auto 4.99%
Motor Homes/RV/Boat 7.74%
Power Sports 5.74%
Equipment 7.99%
Home Equity Fixed 5.49%
Home Equity Line of Credit** 6.25%
Personal 10.49%
Personal Line of Credit 13.74%
VISA Credit Card 10.99%
Unimproved Property 7.99%
Share Secured Loan 2.00% APR above share savings dividend rate
Share Secured Credit Card 10.99%
Credit Builder Loan 12.00%

UniWyo is a full-service credit union with branches in Cheyenne and Laramie, Wyoming, including on-campus at the University of Wyoming.