Need a loan? We’ve got your rate.
At UniWyo Credit Union, our goal is to lend you a hand without charging an arm and a leg. Our auto financing, mortgages, home equity products and other loans are designed to give your life a well-deserved lift.
All loan rates are quoted as the as low as annual percentage rate (APR) and are subject to additional terms and conditions. Both fixed and variable rate mortgages are available at UniWyo.
Please call the loan department at (307) 721-5607 for a current rate quote or apply online for a loan.
Military affiliated members are eligible to receive 0.25% APR discount on a new loan.*
| Loan Type | APR |
|---|---|
| Auto | 5.74% |
| Motor Homes/RV/Boat | 7.74% |
| Power Sports | 6.74% |
| Equipment | 8.24% |
| Home Equity Fixed | 6.74% |
| Home Equity Line of Credit** | 8.00% |
| Personal | 10.49% |
| Personal Line of Credit | 12.74% |
| Unimproved Property | 7.99% |
| UniWyo Visa Credit Card*** | 11.99% |
| Share Secured Loan | 3.00% APR above share savings dividend rate |
| Credit Builder Loan | 12.00% |
*The 0.25% APR Military Loan Discount is subject to credit approval and is applied to the rate you qualify for based on underwriting standards. Lines of credit, share secured loans, and mortgages are excluded. Offer available only to Active Duty, Active Reserve, or Retired Military Members with valid Military ID.
**The rates for this loan type are based on the applicant’s credit score at the time of application. The regular minimum interest rate is a variable rate based on the Prime Rate and a margin, with a floor of 8.00% APR and maximum ceiling of 18.00% APR. Home Equity Line of Credit fees generally total between $50.00 and $2,000.00.
***UniWyo Visa Credit Card Foreign Transaction Fee is 1.00% of each mulitple currency transaction in U.S. dollars or 1.00% of each single currency in U.S. dollars.
UniWyo is a full-service credit union with branches in Casper, Cheyenne, Cody, Douglas, Glenrock, Laramie, and on-campus at the University of Wyoming.