Reach new heights with our competitively low rates.
Our goal is to lend you a hand without charging an arm and a leg. Our auto financing, mortgages, home equity products and other loans are designed to give your life a well-deserved lift.
Loan Rates
Lending Rates
All loan rates are based on length of term and credit history. All rates are Annual Percentage Rate. Both fixed and variable rate mortgages are available at UniWyo.
Please call the loan department at 307-721-5607 for a current rate quote or apply online for a loan.
Military affiliated members are eligible to receive 0.25% APR* discount on a new loan.
| Loan Type | APR |
|---|---|
| Auto | 4.99% |
| Motor Homes/RV/Boat | 7.74% |
| Power Sports | 5.74% |
| Equipment | 7.99% |
| Home Equity Fixed | 5.49% |
| Home Equity Line of Credit** | 6.25% |
| Personal | 10.49% |
| Personal Line of Credit | 13.74% |
| VISA Credit Card | 10.99% |
| Unimproved Property | 7.99% |
| Share Secured Loan | 2.00% APR above share savings dividend rate |
| Share Secured Credit Card | 10.99% |
| Credit Builder Loan | 12.00% |
*The 0.25% APR Loan Discount is subject to credit approval and is applied to the rate you qualify for based on underwriting standards. Credit Cards, lines of credit, share secured loans, and mortgages are excluded. Offer available only to Active Duty, Active Reserve, or Retired Military Members with valid Military ID.
**Maximum rate that may be imposed on a variable rate Home Equity Line of Credit is 18.00% APR.
UniWyo is a full-service credit union with branches in Cheyenne and Laramie, Wyoming, including on-campus at the University of Wyoming.