SavvyMoney FAQs

Free credit monitoring, credit score simulator, unlimited credit report access, and more.

All you need to know about SavvyMoney

No, SavvyMoney is a free service designed to help you understand your credit health, how to make improvements in your score and ways you can save money on your loans. Your credit score is not shared with the credit union or anyone else. 

Score Simulator is an interactive tool that allows you to see how hypothetical actions may affect your credit score, including things like paying off a credit card balance or applying for a loan. Just like checking your credit score through SavvyMoney.

SavvyMoney Credit Report provides you with all the information you would find on a credit file, including a list of current or previous loans, accounts and credit inquiries. You can see details on your payment history, credit utilization, and the public records that show up on your accounts. When you check your credit report, there’s no impact on your credit score.

SavvyMoney has implemented encryption and security policies to keep your data safe and secure.

SavvyMoney pulls your credit profiles from TransUnion, one of the three major credit reporting bureaus, and uses VantageScore 3.0, a credit scoring model developed collaboratively by the three major credit bureaus, to make score information more uniform between the different bureaus and provides you with a better picture of your credit health.

UniWyo is a full-service credit union with branches in Casper, Cheyenne, Cody, Douglas, Glenrock, Laramie, and on-campus at the University of Wyoming.