Compare Checking Accounts

For Basic Checking accounts some online banking features may be limited.

*The High-Dividend Checking account only receives the above listed Dividend and Annual Percentage Yield if the following qualifications are met: (1.) You must have a UniWyo Debit Card and have at least 10 purchases with the card each calendar month with an average transaction amount of at least $5.00. Purchases must post to the account within the month to qualify towards the required 10 transactions. (2.) You must be enrolled for electronic statements. (3.) You must have at least one monthly direct deposit. (4.) Your account with the High-Dividend Checking must have a loan, share, or aggregate loan and share balance equal to or greater than $5,000. When these qualifications are met, your Daily Balance from $0.01 to $15,000 will receive the Dividend Rate and Annual Percentage Yield listed for this account in the Rate Schedule. Daily Balances exceeding $15,000 will not receive a dividend. If qualifications are not met for a certain month, your entire Daily Balance will not receive a dividend. For High-Dividend Checking, there is a limit of two accounts per member.

**The Dividend Checking account is a Tiered Rate account. If your Daily Balance is from $500.00 to $4,999.99, the first Dividend Rate and Annual Percentage Yield listed for this account in the Rate Schedule will apply. If your Daily Balance is $5,000.00 to $9,999.99, the second Dividend Rate and range of Annual Percentage Yield listed for this account will apply. If your Daily Balance is $10,000.00 or greater, the third Dividend Rate and range of Annual Percentage Yields listed for this account will apply. Each Dividend Rate will apply only to that portion of the account balance within each balance range.

***For Business Checking accounts there is a minimum balance required to avoid a service fee. In order to avoid a service fee on your account, you must have a minimum actual balance of $1,000 in your account on the last day of the calendar month. If this minimum balance requirement is not met, you will be charged a fee as disclosed in the Fee Schedule. Only earn dividends when balance is $1,000 or above.