Compare Checking Accounts

The best way to manage your money? That's for you to decide. We've worked overtime to come up with some really good options.

Totally free checking? Or extra earning power? Either way, you can't go wrong.

The truth is, all of UniWyo's checking options are the total package. Whatever your choice, you'll get unlimited digital banking, electronic Bill Pay, a free Visa debit card and access to ATMs in Laramie and Cheyenne.

UniWyo is a full-service credit union with branches in Cheyenne and Laramie, including on-campus at the University of Wyoming.

Xtraordinary Checking

Sign up for estatements and use your debit card regularly to earn eye-popping dividends. 

Dividend Checking

Make every dollar count! As your checking balance grows, so does your earning potential.   

Free Checking

An account that costs you nothing but provides everything needed for efficient money management.

Account Features
Xtraordinary Checking
Minimum Opening Deposit $0
Minimum to Earn Dividends $5,000 Aggregate
Minimum Balance to Avoid a Service Fee
Monthly Service Fee
Dividend Earnings
FREE Debit Card
FREE Digital Banking
Account Features
Dividend Checking
Minimum Opening Deposit $500
Minimum to Earn Dividends Tiered Dividends1
Minimum Balance to Avoid a Service Fee $500
Monthly Service Fee $5
Dividend Earnings
FREE Debit Card
FREE Digital Banking
Account Features
Free Checking
Minimum Opening Deposit $0
Minimum to Earn Dividends
Minimum Balance to Avoid a Service Fee
Monthly Service Fee
Dividend Earnings
FREE Debit Card
FREE Digital Banking
Account Features
Xtraordinary Checking
Dividend Checking
Free Checking
Minimum Opening Deposit $0 $500 $0
Minimum to Earn Dividends $5,000 Aggregate Tiered Dividends1
Minimum Balance to Avoid a Service Fee $500
Monthly Service Fee $5
Dividend Earnings
FREE Debit Card
FREE Digital Banking

1 The Dividend Checking account is a Tiered Rate account. If your Daily Balance is from $500.00 to $4,999.99, the first Dividend Rate and Annual Percentage Yield listed for this account in the Rate Schedule will apply. If your Daily Balance is $5,000.00 to $9,999.99, the second Dividend Rate and range of Annual Percentage Yield listed for this account will apply. If your Daily Balance is $10,000.00 or greater, the third Dividend Rate and range of Annual Percentage Yields listed for this account will apply. Each Dividend Rate will apply only to that portion of the account balance within each balance range.