Dividend Checking

  • Earn dividends on deposits
  • Unlimited digital banking
  • Free Visa debit card

The more you put into it, the more you get out of it.

Way back when, savings accounts earned you money. And checking accounts cost you money. And that was that. But in our multi-tasking world, things have changed for the better. Dividend Checking doubles as a savings account by paying dividends on your deposits. Even better, as your balance grows bigger, so does your earnings potential.

  • Begin earning dividends with balances of $500
  • Tiered rate system pays higher dividend rates when balances reach $5,000 and $10,000
  • Get a free Visa debit card for easy, secure online and in-store purchases
  • Fee-free ATM transactions at all UniWyo ATMs
  • Free digital banking, Bill Pay and mobile check deposit
  • Overdraft Protection available for the asking
  • Free Cashier's Checks for situations when personal checks aren't accepted
  • No fees for Money Orders

UniWyo is a full-service credit union with branches in Cheyenne and Laramie, including on-campus at the University of Wyoming.

Switch in as little as 10 minutes

No hassle, no headaches. Switching to UniWyo is as easy as pie.

Don’t take it from us, take it from them.

“Over 25 years of good service. We are maintaining accounts at UniWyo even though we no longer live in WY because of the flexibility and being able to get direct advice from a real person whenever we need it.”

- Norman and Pamela Morrow, members since 1992

Bank beyond the branch

Manage your money whenever and wherever life takes you.