Your money is headed in the right direction.
We always want the numbers to work in your favor. Our Savings, Money Market, Share Certificate, IRA and Checking rates are designed to grow your balances and leave your finances stronger than ever.
We always want the numbers to work in your favor. Our Savings, Money Market, Share Certificate, IRA and Checking rates are designed to grow your balances and leave your finances stronger than ever.
All rates are annual percentage yields (APY). Our dividends are calculated daily and paid monthly. Minimum balance for Dividend Checking accounts is $500.
Balance | Rate | APY |
---|---|---|
Under $500 | 0.00% | 0.00% |
$500 - 4,999.99 | 0.05% | 0.05% |
$5,000 - 9,999.99 | 0.10% | 0.10% |
$10,000 and Above | 0.20% | 0.20% |
Our dividends are calculated daily and paid monthly. Maximum rate paid on balances of $15,000 and under. To qualify for the maximum rate, you must meet the following criteria:
Balance | Rate | APY |
---|---|---|
Up to $15,000* | 2.47% | 2.50% |
* The Xtraordinary Rate, as high as 2.50% Annual Percentage Yield (APY) effective 11/01/2020, is paid on balances up to $15,000 if qualifications are met. No dividend will be paid on balances over $15,000. If qualifications are not met during any given month, no dividend will be paid. Accounts will be reviewed on the last day of each month and qualifications must be met on this day. Dividends will be based on daily balance. No minimum balance is required. Rates subject to change without notice.
Balance | Rate | APY |
---|---|---|
$5 - 4,999.99 | 0.05% | 0.05% |
$5,000 and Above | 0.05% | 0.05% |
Balance | Rate | APY |
---|---|---|
$2,500 - 9,999.99 | 0.10% | 0.10% |
$10,000 - 24,999.99 | 0.15% | 0.15% |
$25,000 - 49,999.99 | 0.20% | 0.20% |
$50,000 - 99,999.99 | 0.25% | 0.25% |
$100,000 and Above | 0.35% | 0.349% |
Dividends are compounded and credited monthly. The minimum opening deposit is $2,500.00. The minimum balance to avoid a service fee is $2,500.00 or you will be assessed a $5 per month charge. Minimum withdrawal required is $250.00
Account Limitations: For share money market accounts, no more than six (6) pre-authorized, automatic, or telephone transfers may be made from each account to another account or to a third party in any month, and no more than three (3) of these six (6) transfers may be made by check, draft, or debit card to a third party. If you exceed these limitations, your account may be subject to a fee or be closed.
Rate changes are published every Tuesday, unless the Federal Reserve is closed on Monday. In that case, the rates are published on Wednesday. The rates may change after an account is opened. A penalty will be imposed for early withdrawal.
Certificate Term | Dividend Rate | APY | Minimum Deposit |
---|---|---|---|
6 Month | 0.25% | 0.25% | $250.00 |
1 Year | 1.145% | 1.15% | $250.00 |
2 Year | 0.748% | 0.75% | $250.00 |
3 Year | 0.798% | 0.80% | $250.00 |
4 Year | 0.847% | 0.85% | $250.00 |
5 Year | 0.947% | 0.95% | $250.00 |
Type | Dividend Rate | APY | Minimum Deposit |
---|---|---|---|
Traditional IRA | .30% | .30% | $500.00 |
Roth IRA | .30% | .30% | $500.00 |
Coverdell IRA | .30% | .30% | $500.00 |
SEP IRA | .30% | .30% | $500.00 |
HSA - Single | .30% | .30% | N/A |
HSA - Family | .30% | .30% | N/A |
Interested in opening an IRA or HSA? Give us a call at (307) 721-5600 or visit one of our branches!
Certificate Term | Dividend Rate | APY | Minimum Deposit |
---|---|---|---|
1 Year | 1.145% | 1.15% | $500.00 |
3 Year | .798% | .8% | $500.00 |
5 Year | 0.947% | 0.95% | $500.00 |
Interested in opening an IRA Share Certificate? Give us a call at (307) 721-5600 or visit one of our branches!
UniWyo is a full-service credit union with branches in Cheyenne and Laramie, Wyoming, including on-campus at the University of Wyoming.