Share Certificates

  • Flexible savings periods
  • Higher dividend rates
  • Low initial deposit

A perfect example of how time is one of life's great ingredients.

To grow your money, you don't always need a fancy investment strategy. And you don't need to roll the dice on anything risky. All you need is a little patience. With a UniWyo Share Certificate, you can set aside funds for a few months, a few years - or some period in between. And while you're waiting, you can feel quite confident that you'll walk away with a good deal more than when you started.

  • Minimum deposit of $250
  • Choose Share Certificate terms of six months to five years
  • Earn more than you would with a traditional savings account
  • In general, longer term Share Certificates come with higher dividend rates
  • Monitor your progress through digital banking
  • For added convenience, schedule your Share Certificate to automatically renew at the time of maturity
  • Your funds are insured up to $250,000 by the National Credit Union Association


UniWyo is a full-service credit union with branches in Cheyenne and Laramie, Wyoming, including on-campus at the University of Wyoming.

Free online financial planning

It's like having a full-time financial pro at your disposal.

Bank beyond the branch

Manage your money whenever and wherever life takes you.