Shared Branching FAQs

CO-OP Shared Branch is a service that is part of a national network of linked or shared branches, which are identified by the CO-OP Shared Branch logo. Members of participating credit unions may conduct transactions at any of the shared facilities nationwide as though they were at their home credit union.

Members benefit from access to many branch offices throughout the United States. This means our members who travel or move out-of-state can now remain members of the credit union and still have a friendly branch office just down the street.

Credit union members, whose credit union participates in CO-OP Shared Branch, may conduct business at any participating shared facility.

• Deposits
• Withdraw funds
• Transfer funds between accounts
• Balance inquiries
• Process loan payments and advances
• Additional services may be available:
  • Fax services and photo copies
  • Statement prints (recent account history)
  • Official checks and money orders
  • Notary services

Note: For security reasons there are limitations to the amount of cash that members may withdraw daily.

Funds Availability Policy: Funds deposited into your UniWyo account through another CO-OP Shared Branch location may not be immediately available. Please contact UniWyo at (307) 721-5600 for further instruction.

In most locations, all tellers process CO-OP Shared Branch transactions. However, some locations may have special tellers designated to handle these types of transactions. You will just need to look for the CO-OP Shared Branch logo at the teller station or window. When in doubt, please check with a teller on your first visit. Guest members will receive courteous and friendly attention at all CO-OP Shared Branch locations.

Identification is required for each transaction to eliminate the possibility of fraud. We ask that members be prepared to present their photo ID on each visit, even if they have been coming to a common location for an extended period of time.

YES. Members must present their account number and home credit union name to the teller for each transaction. CO-OP Shared Branches do not have access to inquiry screens from the member's home credit union. This means that tellers at a CO-OP Shared Branch location are not able to look up a member's account number by doing a name or social security search.

UniWyo does not charge a fee for their members using a CO-OP Shared Branch location to conduct business. Although UniWyo does not charge their members, some fees and limitations may apply when transacting on an account from another home credit union. This fee may be assessed by your home credit union and should be verified by them prior to transacting. A CO-OP Shared Branch location may assess fees for services such as money orders, cashier's checks, stop payments, and notary service.

An ATM located at or associated with a CO-OP Shared Branch location is subject to the fees and rules that govern that machine and its operation.

A member's right to privacy as enacted by federal regulations will be upheld to the fullest extent of the law. Members are encouraged to direct specific questions to UniWyo.

To take advantage of the CO-OP Shared Branch network you must go to a branch designated as a CO-OP Shared Branch identified by its logo. Not all credit unions participate in the network.

Click here for a directory.

Members should direct questions regarding transactions, products and/or services to UniWyo. CO-OP Shared Branch locations will not have access to all the account information available at the home credit union. 
 
The use of a CO-OP Shared Branch location does not entitle the individual to become a member of the processing CO-OP Shared Branch location. All requests for additional products and services should be handled by the member's home credit union.

• Click here to find a CO-OP Shared Branch Location - opens in a new window
• Or call 1-888-SITE-CO-OP