Compare Savings Accounts

There are hundreds of reasons to save. Maybe thousands. No matter where you want to end up, count on us to help you get there.

You've got goals. We've got your back.

Plan for retirement. Anticipate medical costs. Or simply set aside money for a brighter tomorrow. Our dividend-earning accounts make building your savings - and shaping your future - easier than ever.

UniWyo is a full-service credit union with branches in Cheyenne and Laramie, including on-campus at the University of Wyoming.

Savings Accounts

It just takes five bucks. With that first deposit, you become a UniWyo member and gain access to all our financial services. You're also a part of a pretty cool club.

Share Certificates

Figure out your future plans. Choose how long you want to save. And then take advantage of our higher dividend rates.

Money Market Accounts

Better earnings than a regular savings account. Instant access to your funds. It's the best of all worlds.

IRA Accounts

Looking forward to living the good life? A tax-advantaged retirement account can help make it all possible.

Health Savings Accounts

Big medical bills can be a bitter pill to swallow. You can ease the financial pain by setting aside money ahead of time.

Youth Accounts

The earlier kids learn something, the longer it sticks with them. It's never too soon to teach them how to handle money responsibly.

Account Features
Savings Accounts
Account Features
  • Establish your UniWyo membership
  • Solidify your financial future
  • Earn competitive dividends
Annual Percentage Yield 0.05%*
Minimum Opening Balance $5
Monthly Maintenance Fee None
Account Features
Share Certificates
Account Features
  • Flexible savings periods
  • Higher dividend rates
  • Low initial deposit
Annual Percentage Yield 0.95%*
Minimum Opening Balance $250
Monthly Maintenance Fee None
Account Features
Money Market Accounts
Account Features
  • Higher dividend rates
  • No minimum investment period
  • Fast access to funds
Annual Percentage Yield 0.30%*
Minimum Opening Balance $2,500
Monthly Maintenance Fee None
Account Features
IRA Accounts
Account Features
  • Set aside money for retirement
  • Enjoy tax advantages
  • Choose Traditional or Roth IRAs
Annual Percentage Yield 0.30%*
Minimum Opening Balance $500.00
Monthly Maintenance Fee None
Account Features
Health Savings Accounts
Account Features
  • Set aside money for health care costs
  • Benefit from tax advantages
  • Earn dividends on deposits
Annual Percentage Yield 0.30%*
Minimum Opening Balance N/A
Monthly Maintenance Fee None
Account Features
Youth Accounts
Account Features
  • Early lessons in money management
  • Rewards for deposits and good grades
  • Annual birthday match
Annual Percentage Yield 0.05%*
Minimum Opening Balance $5
Monthly Maintenance Fee None
Account Features
Savings Accounts
Share Certificates
Money Market Accounts
IRA Accounts
Health Savings Accounts
Youth Accounts
Account Features
  • Establish your UniWyo membership
  • Solidify your financial future
  • Earn competitive dividends
  • Flexible savings periods
  • Higher dividend rates
  • Low initial deposit
  • Higher dividend rates
  • No minimum investment period
  • Fast access to funds
  • Set aside money for retirement
  • Enjoy tax advantages
  • Choose Traditional or Roth IRAs
  • Set aside money for health care costs
  • Benefit from tax advantages
  • Earn dividends on deposits
  • Early lessons in money management
  • Rewards for deposits and good grades
  • Annual birthday match
Annual Percentage Yield 0.05%* 0.95%* 0.30%* 0.30%* 0.30%* 0.05%*
Minimum Opening Balance $5 $250 $2,500 $500.00 N/A $5
Monthly Maintenance Fee None None None None None None