Whether it's a little joy or a little kindness, a little goes a long way. Some extra cash can do the same. Planning on visiting family for the holidays? Need to get some new winter gear? You may be able to skip your loan payment and see how far a little extra cash can go for you this holiday season.
The borrower understands that normal payments will resume the month after the skipped payment. Mortgages, lines of credit, credit cards, and some other loan types are not eligible. At least one (1) loan payment needs to have been made in order to be eligible. Each loan is only eligible to skip one (1) month during the skip season. All other provisions of the original loan advance, except those changed by this agreement, are to remain in full force and effect. I understand that skipping a payment will add approximately one month to the length of my loan contract and result in a higher finance charge. All loans must be current prior to skipping a payment. I also understand that there is a $35 fee for each loan that I skip. Fee(s) must be received before payment date(s) will be changed. The $35 fee will not be pulled from external accounts. Skipped payments during the life of your loan may reduce or eliminate GAP insurance payout amounts. UniWyo reserves the right to refuse any skip payment requests. The form must be received at least three (3) business days prior to the loan payment due date to be processed on time. No reverse payments will be authorized.
UniWyo is a full-service credit union with branches in Cheyenne and Laramie, Wyoming, including on-campus at the University of Wyoming.
"My wife and I were driving around Cheyenne one day and decided on a whim to look at buying a new truck. We were nervous to go into the dealership, so we applied online to get pre-approved for a loan through UniWyo. The online process and personal connection with a loan officer at the credit union made getting our dream truck easy and stress free!"
-Ted Gillenwater | Member since 2018